Today is my day off, and I just had a beer, and may have another, and life is good, just for the moment. I broke even in May, June and July, the third, fourth and fifth months my little gallery has been in business, and that’s remarkable. I know the statistics on small business failures, and why they fail, and too little capital is my problem too. But still, in spite of the odds, good news for the moment.
Life has taken on an equilibrium where everything is going moderately well. Oh, I still think of moving to Vermont for the universal healthcare, or Maryland which is the closest state with medical mj, or Scotland for men in skirts, or France, to make clothes for Parisians, or anywhere else that the politics are fair and everyone isn’t suffering. But I’m doubting more and more that anywhere else is better than where I’m succeeding at something.
I happen to love starting small businesses. I had a very successful graphic design business with a partner and 3 employees in the late 80s. My love affair with my ex began with us creating a magazine together. That magazine publishing business got shot down in the early 90s recession, likely the beginning of the end of the relationship too, but while it lasted, we made a good team - I was Production and he was Sales.
I have a notebook of businesses that I think would succeed if I only had the capital to start them. I love the planning, the budgeting, the ideation, the marketing. I am also good at record-keeping, being a database geek, so I keep good reports along the way. I have always wanted to have a business that was more than just me and my hourly skills, and it took a divorce and my guilty ex to get me to do it.
I really believe that small businesses, micro-businesses in particular, are the best way to deal with the economic implosion. Partly because I think the problems are too big for one president, one Congress, or even one country, to deal with effectively. Partly because I believe that simply providing something your neighbor needs is the safest way to go. I am learning not to trust anyone, not government officials, not corporations, not advertisers, not NGO’s, not foreign governments, certainly not think tanks, no one that doesn’t live next door. (And sometimes not even then.)
But making something with your own hands, and then selling it to an individual is remarkably clean, in comparison. It’s also good to have a mission to go by. In our gallery, it’s “Wherever possible, we buy local or US-made materials or tools.” Nevermind that we fail at that mission as often as we succeed. Or that we are frequently selling to people who are actively keeping the country in the dark ages with their votes. (I’m trying to make peace with the idea of selling to rich people, another mission.) But still, you can’t get anymore real than watching someone’s face light up when they discover something wonderful, like lots of things we sell in the gallery. Or teach someone how to do a craft that they never knew they could do. Or just let them handle a wisp of alpaca or cashmere fleece. Can’t get more basic that that.
There’s a local group, following the Transition Town program, which is supposedly working on solutions to some of the problems we face in this country, mainly environmental issues. While it seems the program they are following involves weaning towns off oil, I have a hard time getting any of them to tell me what they’re working on, what their projects are. All they seem to do is study the manual, and have seminars on permaculture. As good-intentioned as they are, they annoy the shit out of me. I would be ripping my fingernails out with boredom, because I am all about turning it into an action plan. I don’t necessarily want to usurp the group, and mold it to my expectations, I just want to do something tangible, which is what I get out of any endeavor. So I’ve been waiting for them to come to some conclusions, and then I’d feel fine about joining the group. I only realized today that most of them come from an academic background, and what they do is study things. So that’s what they’re seeing as the nail.
I see everything as a small business to start. For instance, South Dakota’s medieval abortion laws requiring a woman to visit a “crisis pregnancy center” before you can get an abortion. Liberals, gather your capital and open them. (I hear that very few centers have registered, even though there are NO requirements for licensing.) For that matter, any state with abortion clinics shutting down could use a small business shuttling women to the next state and back, sort of an Underground Railroad for the new millennium. Maybe it should be a non-profit. Anyway, give me a problem and I’ll create a new business around it.
The problem of jobs is especially troubling to me, since it’s clear that there is no movement at all in Washington to bring back our outsourced jobs. From either side of the aisle. No, the status quo will stay the same, so we need a new idea. We need to start our own micro-economies. But who’s helping us do that?
Someone came into the gallery and mentioned a program called Jump Start as a good place to get operating capital for small businesses. I thought at first it was a microfinance company but this is something even better - a sort of public radio fund drive for start-ups. People pledge a range of amounts of money in exchange for simple gifts that the company offers. The new company gets an influx of capital without the onus of repayment or other loan requirements. Unfortunately, the program is only for Northern Ohio businesses, and the national JumpStart organization is not up and running yet. But it’s a great idea, and anyone in Ohio should check it out.
I still believe that people who are heavily invested in Wall Street should pull out of that scam and reinvest in their communities, providing money for their local economies to get up and running. But til they realize that they are perpetuating the problem by giving their money to thieves and liars, we'll need to find other resources.
There are non-profit organizations in most cities and towns (here in Asheville, it’s called Mountain Bizworks) that helps local businesses with different services and small loans, but sometimes that’s not enough. Not everyone feels up to the task of starting a small business, but it’s not really that hard to start something small. It can be hard along the way, and yes, I did have start-up capital, but I had to rent a commercial space, something that most businesses don't have to do. Sometimes what’s needed is moral support, or a mentor. Where are the organizations that do that?
I’d be happy to be a sounding board for anyone on OS wanting to start a small business. And there is still one government agency, the Small Business Administration, that does a decent job of helping out beginners. They produce workshops and guides , but they also do one-on-one counseling through the SCORE program (Service Corp of Retired Executives ) I got in touch with them last month, when I was trying to figure out how to allocate income to buy new inventory. I’ve never had a business with inventory before, so the bookkeeping and planning is a little confusing for me. They scheduled an appointment for me immediately after I emailed them and I went to the Federal Building in downtown Asheville for my first meeting. Two older guys, both relaxed and attentive, with good suggestions and specific step-by-step instructions to set up a cash flow planning structure. All free of charge. And they will follow up and check out my progress. There is help out there, for those who ask.
So, in the midst of so much bad news, I am doing pretty well. I am thinking small, thinking local, and trying to focus on the task at hand. Hammering away.


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Comments
Over and over, ‘till I just gave up, I told folks to forget about hiring yourself out as a rent-a-slave..... do something on your own...... hire yourself!
Did any great person get great at a freakin’ job?!!
Who in hell “hired” our much admired ancestors who came here with little more than a big box of hope?
I am overjoyed that you are doing as you do. This blog should be required reading for EVERYONE over the age of six!! Especially in North America where this sort of thing was the founding backbone of our economic start-up.
I’d never vote for you as President or Prime Minister or Grand Poobah even - you’d be too busy doing business - but if ever I’m asked, I’d sure vote for you as God.
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Whoa, skypixieo, I wouldn't apply for the job of god! But you are SO RIGHT about Americans forgetting our heritage. It's hard to believe that the corporations have so brainwashed us into cubicle slugs when we used to be self-sufficient pioneers! Keep harping on it!
RATED!
Too many tear drops for one heart to be cryin'...
R
I, too, went to the retired sages for advice--LOL. Art transcends politics and status. Be happy when anyone buys something.
Do you have disability insurances? They're not very expensive and worth looking into.
It's really amazing how small businesses such as yours and mine "employ" lots of people. And it always angered me how Washington and even local banks couldn't care less about us. I once went to my local bank to see if I could borrow a small amount of money. They told be to get a credit card!
Oryoki, I understand. I have always wanted a husband who did the jobs I didn't like to do. There's a reason I married two salesmen! But ultimately, I couldn't find one who loved being a small business person as much as I did, so here I am. A tip: sometimes a good database makes the drudgery less so. Good Luck!
Tink, I still long to run away too. Like I said, Scotland for men in skirts, mountains, and lots of places to hide.
Whirl, maybe, if we choose it.
Libby, The darkness is always there. I have stopped watching most of the political and financial news because it terrifies me - and that's the purpose. If we focus on simple ideas, applied locally, maybe we can do it on our own.
Thanks, Out on a Limb! Maybe you can mentor someone else or partner with someone who needs help. So glad you found the post!
Thanks so much Linnn!!
Patrick, I did get your message, and hope to see you all soon. I haven't had much time for a social life, and I'm missing you all...
...especially you, Mission! Madison is a great town for small business. How is the tourist trade this summer? Did you ever get your paints out to make things? We need to catch up soon. Sorry I've been so absent.
Bellemeade, thanks! Running a bookstore in this Amazon, ebook world has got to be a challenge, one that I wouldn't envy. I am guessing that you make it personal, which is something that people are longing for - a connection with another human being, in this impersonal world.
Rita, Yes, and Yay! I really prefer partnerships, so people with different strengths can help each other, but a good partner is hard to find. (as I said above, I tried to marry two!) The important thing is, we are having fun! Thanks for visiting our Facebook page, that's where we keep most up to date.
Gary, good to hear from you. You are the voice of experience, and yes, I am fearing the winter. But, no one else will hire me, not even for a part-time job, and especially not in the winter, when the tourists leave. So I've got to make a go of it somehow, and I'm grateful for any help and advice I can get. I'm staying far away from the banks, though!
Thanks, Mary, for reading and don't we all need encouragement right about now? Of course, that's the big sister in me - I want to make everything all right for everyone.
Blue, I am not disagreeing with you - and I need to be making a profit soon or I won't make it through the non-tourist months of winter. And it's especially not easy to sell luxury goods, as musical instruments and hand-made clothing, usually are. But as they used to say, do what you love and the money will follow. In this context, I like Kent Pittman's post on Enough. Maybe we should identify what that is for ourselves.
Boanerges, I understand. I've been trying to get my super-smart and capable sister to start her own business for years, but she really needs/wants/prefers a paycheck job. On the other hand, she started working for her boyfriend's small business when she couldn't find a corporate job, so need trumps preference sometimes.
Good for you!
R --
It is not a position for which one applies. If there really were any such critter, he/she/it would, of necessity, be an entrepreneur (think about it). And you might as well “go for it” - the position is obviously vacant....!
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♥R
Thanks, JD. Doing moderately well and enjoying the work is success in my world.
Sky, you have a point :)
Let me know, Fusuna!!
If there's to be a positive change brought about by the pain of the current moment, it will not come by succumbing to nihilism. It will succeed by devising methods of revamping our productive paradigm, so that the wealth we create can't be controlled and skimmed by those who's talents are only the ability to figure out how to steal the productivity of those who actually do something.
Anonymity supports that and familiarity inhibits it. You may not have to love your neighbor, but you should be able to find a way to deal equitably with them, something it's highly unlikely you'll ever be able to do with the economy that allows a Goldman Sachs to thrive.
Rated and shared in FB. Thank you.
if you ever want to start up a political action group, i have one idea, i call it 'democracy,' that needs a facilitator.
Thanks Walter - I'm glad you found some value in my ramblings!
Al, I appreciate your positive comment, because I know you don't suffer fools. You remind me of the maxim that All politics is local. We've all forgotten that. When we stopped running for school board and county commissioner, when we stopped voting for judges and county clerks, the bad guys got in and took over. Whatever it was that took our attention away from our local government, we really can't blame anyone but ourselves.
In that time, though, I suppose you could say I was an entrepreneur of merit. I painted curbs with house numbers for 'donations,' I was a "Pet Detective" for a summer (where I made almost a thousand dollars in the summer at the age of 13) where I was 'living large' and sharing my wealth with my friends. I also walked door-to-door and delivered flyers, I tutored students and all sorts of regular jobs in fast foods, shoe sales and data entry to get by.
I never really started my own business though, not in the sense that you're talking about. I'm with you, though, on the planning, setting up estimates, considering start up costs, advertising and all that. I'm what I call, "An Idea Man." That lack of capital to invest thing? There's my major obstacle.
I read once, though, back in those ancient times of the mid to late 70's, when the Oil Crisis was a huge thing and it was considered a good deal to get a loan with only 17% interest on a car, that small businesses accounted for over 80% of the economic "steam" to America's GDP.
I'm pretty sure that still holds true. While many small businesses fail within the first two years (primarily due to lack of capitalization) there are many other factors that help sink a company before it really has a chance to get off the ground.
I think the largest one is competition with larger companies. In an allusion to your title, they see any other business that might compete with them as a nail. And, in this environment, we have been taught that it's a dog-eat-dog world out there and so these larger companies act as that hammer to the nail and do their level best to drive them under the wood of failure.
It's sad, really. In a world and country where we admire the entrepreneur, the (wo)man with pluck and savvy, and with the demographics and statistics to show that our economy almost always recovers from the development and success of small business, there are so many so quick to stifle them.
I also like your take on the Permaculture concept. I think I think about things a lot. Though there is always time to stop studying and start starting. Wrangling academicians to action is like herding cats. It can be done, but you're not going to do it alone or without a plan that's flexible.
Good luck on your gallery and well wishes of success in that endeavor.
rated for savvy and snappy writing
I was meant to read you today. You inspire and educate...I am also a "hammer" and very action oriented. Too much talk also drives me nuts. I am so happy for you - you found your dream, passions, and success all rolled into one. THis is what life is all about.