The cause of the money crunch is the credit scoring system employed by lenders to grad potential borrowers. It's ass-backwards.

Those who use credit and make minimum payments enjoy higher credit scores than those who pay cash for what they buy and use their money more prudently. Still lenders continu… Read full post »

This week Congress and the Senate engaged in the most controversial round of legislative wrangling in the history of the United States. And what was the predominant reaction amongst the American people?

They couldn't care less.

We have devolved into an, "American Idol" generation of Americans who tak… Read full post »

If the President REALLY wanted to save energy, he'd mandate that all states and municipalities update the timing of their traffic lights. How many millions of gallons of gas are wasted waiting at a traffic light to go green just so you can stop at the traffic light not 100 feet… Read full post »

The main reason for the worldwide economic crisis has nothing to do with mortgages, housing, or any of the other red herrings the media has trounced before us to distract us from the man behind the curtain. The elephant in the room is energy cost instability.

How quickly we forget last… Read full post »

Congressional Accountability?

How can it be that there is no civil, administrative, or criminal penalty for Congressmen and Senators who vote for bills they have never read. There should be a stiff criminal penalty for any Congressman who cannot pass a simple reading comprehension exam on any and all… Read full post »