Bankruptcy Blues

One woman, three cancers, and a cash crunch

Julie White

Julie White
Ohio, USA
June 16
writer, editor, dreamer-in-chief
After careers in teaching and librarianship, as well as a stint at editing, I jumped ship to become a freelance writer. I have worked primarily in educational publishing. In 2009, I took a part-time job at a library, trying and failing to make ends meet. Bankruptcy followed. I'm using a pseudonym, because I have to write about money or the lack of it, trying to make sense of my life as an educated, underemployed, aging woman sliding into poverty status.


Julie White's Links
Editor’s Pick
APRIL 5, 2012 8:18AM

My Hunger Games


Much about my mother can be understood from one fact: she grew up poor and hungry, the child of Eastern European immigrants, during the Great Depression. To this I attribute her hatred of school, for who can concentrate on the pleasures of the mind when the body is hungry?… Read full post »

Editor’s Pick
NOVEMBER 23, 2011 11:40AM

In the Red on Black Friday


Having just written out checks for the radiologist, anesthesiologist, urologist, and dermatologist, on top of new tires and insurance payment for my car, I’m pretty sure my holiday shopping will have to wait. That’s okay.

I don’t get Black Friday, but then again, I’m… Read full post »

Editor’s Pick
OCTOBER 30, 2011 9:58PM

Occupy Hartford!


I’d like to propose we start protesting in front of health insurance company headquarters.

      I’m grateful that last June’s CATscan should be the last one. I don’t like all that radiation rolling around in me—between my X-rays as a kid beinRead full post »

Editor’s Pick
OCTOBER 22, 2011 8:37PM

Stiffing the Hospital

The latest and last-for-now hospital bill had finally arrived, so I could file for bankruptcy. I knew the full extent of my indebtedness to all three hospitals where my seven surgeries had taken place. The last one wasn’t awful, in and of itself—under two thousand dollars for the half day… Read full post »

Editor’s Pick
AUGUST 11, 2011 10:04PM

How To Be Underemployed

      Most of my bright ideas for making money haven’t panned out, for one reason or another. Last fall, I got excited about a whole new career move. But the training would have cost me $3,000, which I would have had to pull from my retirement savings, plus the cost of… Read full post »

Editor’s Pick
AUGUST 2, 2011 9:04AM

Getting in Too Deep

I got into deep credit card trouble almost as soon as I graduated from college. I took a teaching job—the only one I was offered—a thousand miles away from my parents. With my shiny new Montgomery Ward credit card, I bought some furniture for a partially furnished apartment. That was the… Read full post »

Editor’s Pick
JULY 27, 2011 8:03PM

Life Without Credit Cards

         Last spring I quit using credit cards to finance my life. I had to; the

rules for filing Chapter 11 bankruptcy mandate a stop date two months

before filing. After decades of being able to afford pricey salons, upscale

dining, and vacations, not to… Read full post »