No matter what the talking heads on TV say, the economy isn’t getting better for many, many people. Regular people are still being slowly squeezed until they can’t manage anymore. People who used to have 750+ FICO scores who never missed payments and always expected to have a roof over their heads are seeing their coveted scores plummet, creditors hounding them day after day, and their once-secure homes taken away by lien holders. The people who were once considered “golden” are struggling to put food on the table, in spite of spotless work histories, college degrees, and years of smart decisions. This recession, as they like to call it, is really a depression of sorts. Literally and figuratively. It is subduing an entire generation of workers and rendering them impotent.
Just the other day, I read that some employers are bluntly refusing to consider unemployed job applicants. They say they need to thin out the applicant pool, and this is one way to do that. Some have attempted to rationalize their actions by theorizing that unemployed candidates must be unemployed because of some flaw. Never mind that we are at a ridiculous unemployment level, with many good workers unemployed through no fault of their own. Let’s take the job seekers who need jobs most and kick them when they are down. That’s the only civil thing to do, right?
As things slowly worsen for regular folks, they feel this squeeze. Month after month, they are forced to cut more and more, until they reach a point where there is nothing left to give up. Music lessons for the kids, pool memberships, vacations, new clothes, Cable TV, dinners out, fast food, sweets from the grocery store, taking the pets to the veterinarian, long distance, phone service... And then they have to stop paying on their credit cards, their mortgage, even their utilities. Unforgiving creditors call daily, and the electric company cuts service. For the first time in their lives, parents wonder if they will be able to keep a roof over their children’s heads. They feel like deadbeats, and the poorly-paid collections workers who harass them only reinforce that feeling. They struggle to hide their worries from their family and friends, even as they visit the doctor for antidepressants and fight with their partners about the mounting bills.
I think we should be talking about this. This scenario, with minor variations, is repeated daily in households in my community and every other community in the country. Women are hiding their worries from their friends, trying to maintain a facade of financial and emotional stability that has long since been lost. They cling to their nice clothes and fancy handbags, purchased three years ago, before the bottom fell out of their lives. They carry a worn out $200 purse, but are worried about whether their debit card will be declined at the grocery checkout.. They walk past the people clearly living in their car, wincing and hoping that things never get that bad. They hope they don’t have much farther to fall. They wait for the alleged economic recovery to reach them. They resent the people who are able to receive Public Assistance - Food Stamps, they used to call them - because those people qualify for help and can actually buy food for their kids.
These people, the ones who used to volunteer at nonprofit fundraisers, donate to their favorite charities, take their children to ballet lessons, and hit the sales at the mall - they cross their fingers and hope that the phone doesn’t ring. Because they know that the caller will just be asking for money they don’t have. Time was when they always met their obligations and didn’t have to worry so much about money. Those days are over, and may never return.
When times are tough, and these times are tough for almost everyone - we should be owning up to our suffering. We should be saying “Yes, I am struggling financially. I worry about money more than ever before. I miss my old life and am desperate for a better job.” If we would just come clean about the hard times, we could support each other and ease the burdens of the people we love. We are all in this together. Even those of us who are still holding it together, albeit with both hands, should open the door to communication so that all the people who are struggling can draw comfort from knowing that they are not alone. Let’s be honest people. If you are among the ranks of the newly-minted poor, own it. Giving voice to your troubles is empowering, and it helps to put a face on the economic crisis that is dragging our country down.


Salon.com
Comments
I have friends (well-meaning and I love them) who invite me to do expensive things with them. I gave in a few months ago and found myself living on $20 for two weeks because I felt guilty about not going out. I spent $90 in one night. It was a tough lesson to learn. I literally cleaned out my cupboards to eat that month. NEVER AGAIN!
I have one decent interview outfit and can't even afford the Goodwill or Salvation Army. I'm trying to find a place that will help me get some more business clothes that are donated. I ain't to proud to beg.
Almost everyone I know is living on the edge, save for many of my married friends who have at least one working spouse. Not me. I'm on my own.
I'm adding your post to the bottom of my blog. I hope everyone reads it!
I am glad to know that people are talking about this, but saddened that people are going through something this bad. This is the worst economic crisis I have seen in my lifetime, and I really do believe this is our Great Depression. Hmmm...since this is the second one, does the first lose the "Great" designation? Perhaps the one from the 1930s should be Depression I and this one should be Depression II? Dunno.
r~
Today I have no debt and am not only surviving the storm but buying up solid stocks that were drug down during the crash. So I blame no one but the people who refused to be warned.
ps, buy citibank stock. It's stagnent right now but in a couple of years it should tripple in value. Just saying.
R.
but most americans get along ok with the system they are born into, and accept the existence of 'losers' as 'their own fault.' until, as now, large numbers are suddenly re-classified as 'losers,' and don't feel its their own fault.
well, it is. you accepted poverty and resultant crime when you weren't in it, now you must wear it when you are.
The personal stories are a valuable complement to the general stats that indicate that unemeployment is up, steady, or down a bit, or that the recovery is on, or it's near etc. Thanks for the post.
I am guessing you are a caring individual, and it is because I don't know you that these things came up for me while reading, but these are valid points for all of us to take to heart.
I have the same fears and concerns about our country and how it does not seem to be getting better at all and more and more friends and acquaintances who taught ballet and music and were nannies are now not working since no one else is.....as well I have friends whose companies have tanked, whose stock values have disappeared, whose homes as well as investment properties are worth maybe half of their former value.
I write this because I truly pray for relief for all of us, my family is not exempt here at all--and I also pray that all of us who may not have been so caring about others when times were good, may also move forward into a more compassionate attitude about how those less well off got there in the first place-- not necessarily always deadbeats, not always lazy people. That is the lesson I take from this crisis....and I hope we all can hear each other with open minds and look after each other better, for I will not do well if you are not well, and you will not do well if I am not.
Someone posted earlier about how we rely on having some "poor people" as long as it doesn't hit us. I think that society seems to need a balance of rich/poor/middle to function as it was designed to, but I take issue with this. Needing an underclass is a myth, unless you are a rich person who wants someone to oppress.
I've always been worried about the deleterious effects of poverty, and I've never been among the upper class. What shocks me now is how far-reaching the poverty has become, and how unwilling people are to admit to it. Do they think that, if we pretend everything is ok, it will be? Our elected officials and our society in general have ignored people struggling with nothing for far too long. Have we finally reached a point where they have to see it now? I hope so.
At the time I also didn't have the emotional energy to be on the receiving end of the "blame game." I think that's another reason it's difficult for someone who is struggling financially to be open about the situation with someone who is not. Sooner or later it will be helpfully brought to your attention that "It's your fault because: you chose the wrong career, bought too much house, picked the wrong stocks, didn't work hard enough, aren't looking for a job the right way, didn't save enough money, made poor business decisions, majored in the wrong field".
In spite of? In the case of a lot of college degrees, I'd say "because of." Going into massive debt to study, say, journalism, pretty much wipes out any actual smart decisions a person makes. As for the economy rendering workers impotent, I believe that's where Viagra comes in...
-Dave "Premature" O'Jaconnellation