I am presently preparing a case for one of my clients who has basically been the victim of multiple violations of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act.  This saga started in 2003 when she purchased furniture from a well known furniture retailer. The retailer u… Read full post »

Being Aware of these illegal actions by these unscrupulous people could mean the difference between being sued and paying for a debt that it was illegal to pursue and financial liberation.

1. Filing false or fraudulent affidavits claiming that the affiant has personal knowledge of the records support… Read full post »

I see what is happening to millions of people some of whom I know personally; how their personal wealth has been destroyed and how so many of them have lost their jobs. They now have become the prey of rogue, dishonest debt collectors. Where is their bailout package? Where is their… Read full post »

A fellow who publishes a blog known as Value Investor Today has been kind enough to give me some free publicity this weekend.  All I can say is thank you so much for taking the time to comment. I am pasting in below what has been written about StoptheCallsFast.Com and me… Read full post »

Well for starters, New York Attorney General Andrew Cuomo has closed down Fredericks, Goldstein and Zoe but forgetting that what differentiates these two entities is the fact that Fredericks threatened to have people arrested, beaten up and to have sexual relations with their spouses or children. Bes… Read full post »

A reader of my blog, a copy of which appeared on Open Salon commented as follows:
"I received a call back in June about a medical bill that I had not paid to Toledo Hospital for services provided. The person that called me could barely speak English, so I asked them… Read full post »

I get a lot of email and posts about Fredericks, Goldstein & Zoe. The fact is that these low lives are really not the kind of debt collectors you should worry about, that is if you are educated and know your rights. Unfortunately, I have found a lot of people do… Read full post »

Debt validation if not the most powerful weapon a consumer has against disreputable, unethical debt collection agencies and debt collection attorneys is right up there in the top 3. The Fair Debt Collection Practices Act is very specific about what the definition of "creditor" is. The creditor is the… Read full post »

On July 7 I received the following comment from an apparently disgruntled reader and an employee of Fredericks, Goldstein & Zoe which I have now approved for posting. Here is the precise quote in CAPS as the author sent it:

"THIS COMPANY, YOU GUYS COMPLAIN ABOUT HAS DONE SO MUCH TO… Read full post »

To appreciate the frustration of dealing with bureaucratic stupidity and incompetence you need to first read parts 1 and 2 to really appreciate how big business and specifically large financial institutions succeed in compromising consumers day in and day out. You will recall that this saga began on… Read full post »

As I mentioned in part one of this expose I called the toll free number which Sears gave me upon arriving home. I am inserting the audio of that phone call here so you can hear for yourselves what the reason was for declining credit from the horse's mouth

I was waiting to hear back from the U.S. Comptroller Of The Currency before writing this blogpost. I filed a formal complaint against Citibank South Dakota and Sears in January and Febuary 2009. Gee those people at the Comptroller of the Currency really work fast don't they? Four months to answer… Read full post »

On March 30 of this year I published a blog entitled "Debt Collectors Who Will Sue You". Well how about I turn the tables and sue one of them? Yes,  that is correct Robert L. Friedman will soon be suing a well known slime ball debt collector firm for violations of… Read full post »

If you receive any communications from a debt collector firm operating under the name of Fredericks, Goldstein & Zoe be forewarned. These people are the lowest form of sewer filth of septic waste that you can imagine. I kid you not. There is no hyperbole or fantasy here. I have been… Read full post »

My reference  to IED's in the title of this blog may have caught you off balance. Yes, I am referring to improvised explosive devices commonly used by terrorists and/or insurgents in Iraq and Afganistan.  Well the debt collector equivalent of IED's would be some of the illegal strategies em… Read full post »

Debt Collection Agency To Pay $2.25 Million

The Michigan Collection Law Blog has posted an… Read full post »

Maybe The Worst Collection Agency In The U.S.

Remember the name Unifund. If you ever receive mail from them or a phone call from them..watch out!

What I have learned is that Unifund is owned by the infamous Zises brothers who founded Integrated

Resources and royally screwed investors… Read full post »

rwtqegre
yrd@jxdf.com

The Law Firm of Klayman & Toskes is also investigating Citigroup’s management of its ASTA Fund (Palisades Collections). The ASTA Fund was managed in similar fashion to that of MAT Five. Many retirees have also been burned by the… Read full post »

In past blogs I have written extensively about the do's and don'ts of dealing with debt collectors. In my experience most debt collectors are not much better than what the septic man extricates from your septic tank periodically. My StoptheCallsFast.Com system was developed because my own financial i… Read full post »

On March 9, the U.S. Supreme Court in a majority opinion written by Justice Ruth Bader Ginsberg said that a suit brought by Discover "was triggered by Discover's garden variety, state-law debt collection claim against Vaden," and thus belonged in state court.  The decision came about from a suit… Read full post »

ecently Dateline NBC did a multi part expose on the horrors that occur in the debt collection industry. The series was very good and covered many different facets about how consumers get taken to the cleaners by dishonest lying debt collectors who will stop at nothing in the process of intimidating… Read full post »

During the past week, Chris Hansen of Dateline NBC reported on the what
goes on in the debt collection industry.
Any reader of this blog should definitely
invest the time and watch this expose.

http://www.msnbc.msn.com/id/29881849/

Most of us are familiar with the the term "The Perfect Storm". While… Read full post »

There is a theme on which I must keep harping.
It's all about you knowing your rights and exercising
them. This came home to me big time yesterday when
I was reading a four part series of articles which were
published in the Boston Globe over 2 years ago.

I am… Read full post »

How Do You Know When A Debt Collector Is Really Going To Sue You?

There are over 150,000 lawsuits brought by debt collectors who have purchased aged
debts in the US court system right now. The very sad thing is that the majority of these
suits will result in default… Read full post »

Some call the economy we have now a recession, a deep
recession or a depression. To me it's a depression and I
would further suggest it's a depression characterized by
extreme economic dislocation. We have not seen foreclosures,
business bankruptcies, and layoffs like we see today since  the
193… Read full post »