On March 9, the U.S. Supreme Court in a majority opinion written by Justice Ruth Bader Ginsberg said that a suit brought by Discover "was triggered by Discover's garden variety, state-law debt collection claim against Vaden," and thus belonged in state court.  The decision came about from a suit brought in 2003 by Discover in the state of Maryland wherein Discover was trying to recover $10,000 in past due charges from Betty Vaden. Vaden brought a class action counter claim asserting that the finance  charges, late fees and interest were in violation of Maryland state law. Discover filed a motion in federal  court to force arbitration per the card holder agreement.

This decision means that credit card holders can no longer be forced into mandatory arbitration. This is a major victory for consumers since most of the time in the past the credit card companies or the banks forcing the arbitration almost always won. Wonderful, don't you think?

My StoptheCallsFast System is essential in fighting debt predators.  It can be purchased by going to http://stopthecallsfast.com/blog. A good source of education for you is on the following link: http://www.arbitrationjustice.com/index.html