http://www.youtube.com/watch?v=d8_QbvZuHRY

What needs to be changed is:

           Protesting and having ones say is great, however we are at a big moment when solutions need to be enacted. Here are mine after some study on it.

            1. Reinstate Glass-Steagall, --. It took years of policies (under Democrats & Republicans) that has led us to where we are today by changing the basic structures of banking. There used to be a very well-defined division between commercial banks and investment banks. The biggest political decision and banking reform was in 1999, when parts of the Glass-Steagall Act were repealed. Now we have big banks which are too big to fail and rich hedge fund managers gambling with the money. They gambled big in the years up to 2008 and lost big.

               2. Repeal the Bush Tax Cuts over a million dollars. Originally the Bush Tax Cuts were supposed to be for 10 years only. It was stated that it would be financial devastating if it were extended over that 10 year period, which it has been shown to be destructive to the country.

                  3. Reinstate the Financial Transaction Tax which we had in the United States between 1914 through the mid 60’s. This is ½ of a penny or ¼ a penny of tax to every one dollar - a small tax on trades of stocks, derivatives, and other financial instruments, Wall Street speculation tax, or the Robin Hood tax. This will raise 350 Billion a year.

                         4. Repeal Citizens United which is corporate personhood, which drowns out the voices of every middle class and poor citizens. A few are making decisions because of the power of their money and influence- Hence-- Occupy Wall-Street protest. 

                   5. Strength and “finance” the Financial Reform Bill called the Dodd Frank. Some in Congress (with big corporation influence) are trying to dismantle it and/or defund it. The banks/Wall Street  DO need to be regulated, no matter what the naysayers are saying. The Banking/Wall Street collapse of 2008 is proof.

                 6. Raise the Social Security Wage Base. In 2010, the Social Security Wage Base is $106,800 and the Social Security tax rate is 6.20% paid by the employee and 6.20% paid by the employer. A person with $10,000 of gross income will have $620.00 withheld as Social Security tax from his check, with the employer sending an additional $620.00. A person with $110,000 of gross income in 2010 incurs Social Security tax of $6,621.60 (resulting in an effective rate of approximately 6% - the rate is lower because the income is more than the 2010 "wage base", with $6,621.60 paid by the employer. A person earning a million dollars in wages will pay the same $6,621.60 in Social Security tax. Social Security, which cut poverty rates among the elderly from 35% in 1960 to 9.4%, is a mildly redistributive public retirement program financed by contributions from the wages of working people. In fact, Social Security taxes fall far more heavily on the poor and working class than on the well-to-do. Payroll taxes are levied only on wage income, not on property income; and the cap on wages subject to the tax means that while most workers pay the tax on every dollar of their income, the highest earners pay it only on a part. Making high earners pay the Social Security tax on all of their wage income, as low- and middle-income earners already have to, should be a part of the fairness problem we have in the United States. Lifting the cap on payroll taxes would not only resolve any alleged crisis in Social Security, but also help to right the economic wrongs of the last few decades. And it is a popular fix many can agree on which is in the bipartisan Simpson Bowles Commission.

              7. Close tax loopholes: Which are special interest tax breaks and corporate subsidies. Doing so, will likely generate $2 trillion over the next decade.

                8. Made in America: Trade to other countries such as China.

         Made In America! The workforce of America will remake America’s Economy. It is this label, not the Republican or Democrat label, which will, make, build and sell to other countries like China and India as they become middle class and consumers. Dignity and fairness for all, is the answer!~SusanThur   

 Ken Miller, a member of the State Department's advisory committee on international economic policy, writes in a Time Magazine article about China: The U.S. economy is already in the strange position of having cash-rich companies that are not spending or hiring. Imagine how much less inclined they will be to spend and hire if they are frightened by a Chinese economic slowdown, especially given that so many of them have pinned their future growth prospects on China. And the U.S. government, already shedding jobs in the aftermath of the 2008 crisis, will be in no position to ride to the rescue. As the Chinese Communist Party tries to engineer this delicate shift in the nation's economic model, the U.S. could do a lot to help. It could, for example, avoid starting contentious squabbles over things like trade and currency at a time when populist political sentiments in both countries are high. Rather than bash China, it could focus on encouraging the export of services and goods to the Middle Kingdom. (U.S. exports there have already grown 468% over the past decade).