If there was any doubt as to whether or not CNBC's Dennis Kneale is an idiot, he laid it to rest today.  Check out this video.

You can see the point-counterpoint between Kneale and Phil LeBeau here.

I will grant Kneale this.  Yes, it is stupid to text and drive at the same time.  And yes, it should be common sense and nobody should need a law to ban it.

But on the other hand, wearing a seat belt is common sense, and nobody should need a law to tell them to do that.  And making sure you're not three sheets to the wind when you're driving is something we shouldn't need a law about, but it's on the books.

What Kneale seems to miss is this.  Pretty much every single crime on the books, from murder on down, bans something that common sense would tell you is wrong.  Do we really need laws to tell people that killing others is wrong?  Or that stealing a car is wrong?  Or that taking money from people and lying to them about what that money is being used for is wrong?

For the vast majority of the public, the answer is no.  People know that killing is wrong, and that stealing is wrong, and that running a Ponzi scheme is as well.  But we have laws against those acts, and nobody says they shouldn't be on the books.

I think that the other three individuals in that clip showed exactly why the law is a good one.  And Kneale did himself no favors when he posted his counterpoint.

By the way, in the CNBC clip, they played an edited version of a Welsh PSA that showed how dangerous texting and driving could be.  Below is the unedited version, and it is graphic.  When I say graphic, I mean that unless you are prepared to see a dead baby, teenage girls with blood all over their faces, and heads snapping back and forth, do not watch it.