Barbara Ann Jackson's Open Salon Blog

Request for Congressional Foreclosure Panel to Examine. . .

Mon, 22 Nov 2010 22:11:02 -0500

May I count on your help with this MISSION? I hope you sign it, and ask others to also sign:

"Although increasing numbers of courts are continuing to reject improper and fraudulent foreclosures, the Congressional Foreclosure Panel examination of mortgage services and foreclosure practices did not include foreclosure lawyers.

Lawyers are officers of the court; knowledge of applicable laws and civil procedure is not required from mortgage lenders. In states that require judicial foreclosures, lawyers are the ones who file lawsuits to seize and sell property; and lawyers are responsible for filing and recording foreclosure property deeds.

An investigation could prove helpful to sorting out whether improper and illegal foreclosure proceedings are linked to any self-dealing conduct disadvantaging lenders, investors, homeowners, and city governments. . ."

SEE:

Request for fraudulent foreclosure investigation
www.change.org/petitions/view/request_for_fraudulent_foreclosure_investigation?te=npf

Thanks so much for the help!

Foreclosure frauds, Foxes, hidden Elephants in Plain Sig...

Tue, 2 Nov 2010 04:11:34 -0400

Foreclosure frauds, Foxes, hidden Elephants in Plain Sight, Havoc

Whether or not foreclosures are halted, not much will be accomplished until authorities take action against the elephant in the room –hiding in plain sight: FORECLOSURE LAWYERS.

Lawyers (debt collection attorneys, foreclosure mills) for mortgage lenders should be held accountable for foreclosure illegalities and for concealing malpractice against their lender-clients –as well as for committing Unfair Debt Collection Practices, extortion, and fraud against property owners; and deceiving Investors!

Often foreclosure delays are because of lawyers, but they keep that fact from clients. Lenders –who are not required to know laws, are sometimes unaware that lawyers’ mistakes, errors, and frauds provide reasons, defenses, and basis for owners to attempt negotiating mortgage contracts. As a fundamental matter, injurious acts by such lawyers render the lawyers, as well as their mortgage clients liable for justiciable damages.

If improper or false pleadings are filed in court by mortgage lenders, it is almost always via lawyers acting on lenders’ behalf. It is he or she (lawyer) who would file bankruptcy "Lift Stay" motions that "lack standing," "proof of claims" different from 'lift stays' “movers”; and record illegal property deeds. And, lawyers, not lenders would be the persons who failed to “effect service” or failed at any substantive Civil Procedure requirement. In those instances, homeowners should not be blamed for refusing to cooperate with taking of their homes via error and fraud; and those lawyers owe $$$$$$ to their clients for fatally botching foreclosure cases.

But, there’s an abundance of lobbyists, speech makers, “insiders,” straw buyers, and others who apparently benefit from detracting attention away from the unmitigated fact that an intentional false court pleading is tantamount to judicial fraud!

And despite any crafted statement about “quelling” the matter of fabricated foreclosures, it is impossible to “quell” aftermaths from deliberate fraud. It is moreover impossible, and ridiculous to discount actionable wrongs from attorney-orchestrated real estate swindles. It seems that the primary incentive for silencing defective foreclosures is concealing the actors.

This scourge might not be so obvious, but glaring are recurrent illegal foreclosures, null property deed recordations, as well as foreclosure and bankruptcy proceedings via non-existent lenders’ names. Even worse, are horrific acts of tyranny inflicted upon people who oppose fraudulent conveyances. These are just samples of foreclosure improprieties which raise flags of unlawfulness, and whether entitled lenders ever legally repossessed those properties.

It is sometimes said that matters such as the foregoing are irrelevant to defaulted homeowners. Yet not enough people realize that there are property owners who have been injured for being interferences to white collar real estate vice.

As such, glossing over matters of falsified foreclosure is definitely not useful when people have been egregiously wronged from foreclosure frauds. Not only are injured people entitled to remedy, their information would equip authorities with more details and evidence critical for reducing crime and corruption. Also, substantive information (which would not be whitewashed, and whistleblowers receive protection) will supply a clearer picture of foreclosure fraud factors that are harmful to homeowners, banks, and investors. Additionally, city revenues across this country will increase because money being used in furtherance of foreclosure and mortgage fraud will return to city coffers. ** “Foreclosure Frauds, Wells Fargo-the Fox in Charge...” @ http://newsblaze.com/story/20101028181052lawg.nb/topstory.html/

Ms Elizabeth Warren: Be Of Good Cheer!

Sun, 31 Oct 2010 15:10:02 -0400

Ms Warren you are a trooper. “ONE SHALL CHASE A THOUSAND . . .” You’ve been trumpeting Consumer Protection Rights for many years. I not only have shared info about you and consumer rights, I am very thankful that you stuck your neck out –particularly on behalf of working class people!

Those of us who have been following your efforts not only support and applaud you, we are DOING our part to keep the issues front and center so that citizens can be as informed as possible to become better consumers –and watchdogs. Further, we realize that financial reforms are essential to averting ourselves (and our enemies), from drowning in an economic Titanic.

It is ironic Timothy Geithner and Treasury allies oppose you. However, neither Geithner, nor President Obama can override God.

Do not be deterred by a ‘voiceless’ device (unfortunately often effective) of Powers-That-Be, called: “Slut and Nut” / “Shame and Blame.” (It’s popular where I’m from; and this tactic is alternated as needed for effectiveness.) But, even evil ‘works together for good. . .’

Ms. Warren, Be Encouraged! I offer you this notwithstanding I’m also aggrieved by financial Titans. Further, I pray for your safety, your success, and healing for our nation.

Lastly, whitewashed corruption has ruined our nation. I pray that corruption becomes OVERTHROWN because this election season produces lawmakers who replace corrupt people ‘in high places’. –Barbara Ann Jackson @ www.lawgrace.org

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***NOTE: I wrote above commentary after repeatedly getting errors when I attempted to post to the huffingtonpost to the article entitled: "Are Treasury's Knives Coming Out Against Elizabeth Warren?"

http://www.huffingtonpost.com/social/lawgrace/are-treasurys-knives-comi_b_776052_65695595.html

FORECLOSURES -Keeping it real about: mortgage lenders, b..

Sat, 30 Oct 2010 16:10:27 -0400

FORECLOSURES -Keeping it real about: mortgage lenders, borrowers, attorneys

Understandably, it seems that defaulted property owners seek to ‘beat the system’ –a small amount of them do. Not even I am willing to assist in such a thing when those types contact me for help. People in my crowd are not seeking to get a 'free' home, and they are willing to pay rent.

Still, why and how should property owners be blamed for refusing to cooperate with erroneous and fraudulent confiscation of their homes? Who can blame any reasonable person for not wanting to be homeless if there is a LAWFUL method to avoid it?

Most of the time, the attorneys have made severe errors –sometimes intentionally, since errors help keep the billable tab going, and commit the very frauds that provide basis, defenses, and reasons to attempt negotiating mortgage contracts.

ADDITIONALLY, perhaps thousands of defaulted homeowners have likely already lost –and many others could still lose their homes –to not lenders with ownership of “secured interests” in the properties, but to “straw buyers”!

How? As a result of intentionally fraudulent foreclosures –of which there is LOTS of $$$$$$ in the foreclosure fraud / real estate racketeering industry– “simulated auctions” take place all the time!

Moreover, people who scowl at ‘deadbeats’ do not know everyone’s situation. NOT all defaulted homeowners obtained ill-affordable mortgages. Scores of defaults arose from divorce, medical bills, 'outsourced' jobs , and so much more. And should ‘deadbeat’ borrowers with student loans have known how long it would take to get jobs? Is there any compassion for elderly people who were tricked into usurious "home repair" refinancing?

Also, compare blighted neighborhoods and foreclosure deed conveyances to non-existent mortgage lenders; bankruptcy "Lift Stay" motions that "lack standing," and names on "proof of claims" different from 'lift stays' "movers"; and illegal property deeds. Likewise, foreclosure lawyers’ failure to "effect service," and failure at various substantive Civil Procedure requirements made it not lawful to proceed with those cases until those errors are corrected. Too, property owners seeking debt reorganization through Chapter 13 Bankruptcy should not be blamed for contesting lawyers’ falsified "proof of claim" or false "Lift Stay" motions that are being filed in courts across the country.

Thick-skulled people say 'people ought to move out and let banks decide for themselves'. But what part do such people not understand; banks are unable to decide ownership. Still, scoffers brush aside the fact that fraudulent court pleadings are being filed by lawyers who are required to know better! And scoffers ignore that ‘the bank’ may not even get that property AT ALL! Meanwhile, if homeowners 'move out', the scoffers will be forced to welcome void and blight –and rats and vagrants eventually will also be coming and going. [AND neighbors detest neighbors while the FORECLOSURE "white collar" elephant hides in plain sight)
*read: Foreclosure Frauds, Wells Fargo-the Fox in Charge, and Victimization @ http://newsblaze.com/story/20101028181052lawg.nb/topstory.html/

Foreclosure Frauds, Wells Fargo-the Fox in Charge, and. . .

Thu, 28 Oct 2010 22:10:18 -0400

"Foreclosure Frauds, Wells Fargo-the Fox in Charge, and Victimization"
(excerpt from my Newsblaze artice posted today, see link below)

Wells Fargo is probably now forthcoming because covering up wrongful foreclosures is no longer effective. Of those 55k improper foreclosures Wells Fargo has admitted to, there are likely much more. There might even be 55k fraudulent foreclosures in the state where I reside.

The res ipsa loquitur foreclosure frauds occurring here in Louisiana involving Wells Fargo, Freddie Mac, certain foreclosure mills, and certain corrupt judges make it apparent that Wells Fargo cannot be trusted to fix its foreclosure wrongdoings, no more than an addict can be trusted to self-reform.

Mortgage lenders are not required to know laws - attorneys are! Most of the time, the attorneys made severe errors - sometimes intentionally, since errors help keep the billable tab going, and commit the very frauds that provide basis, defenses, and reasons to attempt negotiating mortgage contracts.

Compare: blighted neighborhoods and foreclosure deed conveyances to non-existent mortgage lenders; bankruptcy "Lift Stay" motions that "lack standing," and names on "proof of claims" different from 'lift stays' "movers"; and illegal property deeds.

Also, foreclosure lawyers have failed to "effect service," failed at various substantive Civil Procedure requirements which make it not lawful to proceed with that lawyer's case until those errors are corrected. As such, homeowners are not to be blamed for refusing to cooperate with erroneous and fraudulent confiscation of their homes!

Often, foreclosure delays are because of the lawyers, but the lawyers keep that fact from clients. It is usually always foreclosure lawyers' serious mistakes, errors, and frauds that supply reasons, defenses, and basis for anyone with a brain / anyone who prefers to not be homeless to attempt renegotiating his or her mortgage contract.

Also, property owners seeking debt reorganization through Chapter 13 Bankruptcy are not to be blamed for contesting a false "proof of claim" or false "Lift Stay" motion. As such, countless foreclosure lawyers owe a lot of money to their clients for fatally botching foreclosure cases.

Scoffer spew anger about others living 'rent free' have absurd responses about 'White Collar foreclosure fraud' - which includes confiscating distressed properties via falsified court bankruptcy and state court pleadings.

Samples of Wells Fargo, Freddie Mac, Lehman Brothers foreclosure debt collector attorneys (foreclosure mills), and judicial corruption is posted on my lawgrace.org website. Like the matter of the “Bailey" property foreclosure filed under Lehman Brothers, but the Hurricane Katrina insurance money was demanded by Wells Fargo. Also, posted is how Wells Fargo (WF) filed a false IRS form 1099-A despite that Wells Fargo did not foreclose. Wells Fargo is a predator. *see my entire article: @ http://newsblaze.com/story/20101028181052lawg.nb/topstory.html